How to play Baccarat Online for real money in 2023 – Fun88

This 3-steps guide is made carefully for beginners: how to play Baccarat Online via real game example at Fun88. Join & get ₹100 free credit for Indian punters.

Baccarat Online  Fun88 Free ₹100  Fun88 Baccarat

Introduction to Baccarat Online

Baccarat is the popular and simplest of all the card games available in the gambling market, be it online or offline. The aim of baccarat is to predict which side, whether the player or the banker will get the higher single-digit value, that is, 9.


  • At the very start, two face-down cards are drawn for both sides, and the punter bets on the predicted winning side, which gets the higher single digit-value than the other.
  • If two cards don’t determine the winner, the dealer draws the final third card to determine the winner. For example, if both sides get the same value card, then a third card will be drawn.

How to play Baccarat Online at Fun88 – 3 Steps guide

Learn how to play baccarat online for real money at Fun88 India. Let’s begin with finding the best table for you to play baccarat online at an affordable price.

Step 1: Join Fun88 & Select Live Casino

  • Access Fun88 via the official link and click on ‘join now’ to make Fun88 register smoothly.
  • Click on three horizontal dashes & select Live Casino from the vertical list of Fun88 products.


Step 2: Play Baccarat in a Sexy Gaming room

  • Choose Sexy Gaming online casino game providers to play Baccarat online at ₹20 only.
  • Select Baccarat from the horizontal list of games provided by the Sexy Gaming Club.


  • Choose table 2 since it shows greater odds for the player to win over the banker.
    • 🔴 means the number of times the player won in baccarat online.
    • 🔵 means the number of times a banker won in a baccarat game
    • 🟢 means the number of times ties happened between player and banker.

Note: We recommend choosing Sexy Gaming room to play online baccarat at Fun88 because it offers the least minimum betting limit of ₹20 among all others and a maximum betting limit of ₹5,000. We chose table 2 to play baccarat online cause the difference between the player and banker winning is 9, which makes it easier to predict.

Step 3: Place bets with a minimum of ₹20

  • The live dealer will appear on your screen, she’ll draw two face-down cards for banker and player each. Meanwhile, you get 20 seconds to place your bets.


  • There are multiple betting options, banker, player, tie, small, big, etc. with a minimum betting limit of ₹20 for one betting option.
  • When betting time is over, the dealer reveals the cards one by one, and whichever side will get a larger single-digit number than the other wins. 9 is the largest win possible in Baccarat.

Basic Baccarat game rules

Before playing any baccarat game online with real money, you must get acquainted with the rules. Online baccarat is the simplest game of all the card games available in casinos yet elegant, learn 6 basic rules to play baccarat games online for real money at Fun88.

6 Basics of Baccarat card game for beginners

  1. Baccarat: A card game where the dealer deals two cards and the side with a higher single-digit wins the game. 9 is the highest possible number one can get to win, it’s a natural win.
  2. Card decks: 8 decks of cards are used by the live casino to conduct baccarat online. So, no player uses the card counting strategy in the game precisely.
  3. Betting time: Punters get only 20 seconds to place their bets on the betting options.
  4. Objective: The objective of baccarat online is to predict the winner between the player and the banker, which side will get the higher single-digit value than the other and closer to 9.
  5. Cards drawing: The dealer shuffles and draws two face-down cards for each, banker, and player from more than one deck of cards in a live casino. They often use 8 decks of cards.
  6. Showdown: The dealer reveals the cards and whoever bets on the correct winning side, which gets a total value closer to 9 or 9 wins the bet and gets the pay-out determined on the bet.

How do Baccarat cards count?


  1. The value of cards from 2 to 9 is equal to their face value.
  2. Face cards, that is, 10, Queens, Kings, and Jacks, are worth 0.
  3. The ace card is worth 1 in a baccarat card game.
  4. If the total value of the hand is greater than 9, then the value of the hand will be the unit digit:
    • For example, 3 ♣ and 4 ♣ card values are equal to 7 as the sum of 3 and 4 is 7
    • 9 ♣ and 5 ♣ card value is equal to 4 since the sum is 14 but we accept the unit digit only.

Take it as fun and don’t forget that you can win more with simple baccarat tips and tricks, then why don’t you? Read and use!

Baccarat online betting options

There are multiple betting options in baccarat online, Fun88 offers 9 betting options where three prominent ones and some side bets.


Sr. No.

Betting OptionPay-OutExplanation




The Player gets a higher single-digit value than the banker, that is, closer to 9.




Banker wins the baccarat online by getting a card value near 9 and greater than the player.




The player and banker get the same card value, which results in a tie and is rare.


Player Pair


The Player gets a pair of cards, irrespective of suit and color.


Banker Pair


The Banker gets a pair of cards, irrespective of suit and color.




If the total number of cards drawn on the table is more than 4 cards, then it’s big




If the total number of cards drawn on the table is less than 4 cards, then it’s small


Any Pair


A side bet on the first two cards of either side will be made into a pair, irrespective of suit and color.
9.Perfect Pair1:25

A side bet on the first two cards of either side will be made into a perfect pair, respective of suit and color.

Know powerful baccarat winning strategy to earn more real money with great ease and loads of fun.

Baccarat 3rd Card rule

Baccarat 3rd card rule is simple and consists of only three points that you must know to play baccarat online:

  1. No card drawn: If the value of two cards for either side is 8 or 9 after receiving their initial two cards, then no more cards are needed to be drawn.
  2. 3rd card drawn: If the value of two cards for either side is between 0 to 6 (including 6) after receiving their initial two cards, then one more card is drawn for both sides to determine the winner
  3. No hand, player, or banker, receives more than three cards in a baccarat card game.

Real Baccarat gameplay at Fun88

Round 1: The dealer will draw the cards face-down, meanwhile punter will place the bets.


The dealer will deal two face-down cards for the banker and player, and two more face-down cards on the side. Meanwhile, you can place bets in 20 seconds with a minimum betting limit of ₹20 at baccarat online.

  1. Select the chip equal to the amount of wagers you want to bet in.
  2. Click on the betting option you want to place your bet on.
  3. Click ‘Confirm‘ to finalize the bet and wait to see the cards

Round 2: The dealer will show the cards and determine the winner


  • The dealer will reveal the two cards of the player and banker, if any of their total card value comes near 9 and are greater than the other, then that side wins. If not, then the dealer will draw the third card.
  • In the above live example (4), the player gets a 2 ♠ and 3 ♥ card making the value 5. Banker gets an 8 ♣  card and King ♥, making the value 9, which is a natural win. 9 > 5, hence banker wins.

Begin with claiming the Fun88 promotions before you start playing baccarat online for real money.


We hope this 3-step guide on how to play baccarat online helped you to earn everything about it easily. We focused on every arena for beginners. Join Fun88 & grab your free deposit of ₹100 without making any deposit, and start playing baccarat online without depositing any money of your own.